Jacqueline Lee-Lis

Retirement Planning

It's never too soon to start thinking about your retirement. You may have some ideas in mind along the lines of where you might like to live when you retire, perhaps you'd like to travel, pick up an old hobby, or maybe try some new ones. Whatever your dreams for retirement, it's key to start working out how much you'll need to live comfortably and realise those dreams.

Work may still play a prominent roll in your retirement as many people choose to continue working flexibly into retirement. There are also more options than ever before allowing you flexible management of your retirement income. Though the flexibility is a positive, it can also be complex, and we can help you choose from the available options, then provide the foundation of a comprehensive plan, complemented by the appropriate advice.

Whether you are already in retirement, decades away, or retirement is just around the corner, our full range of advice and services cover every aspect of your retirement planning, giving you the peace of mind to live your life, and the confidence that you are in complete control of your future.

Planning for the future isn't limited to those approaching retirement, planning is just as important even if you're already in retirement.

Will your current pension fund see you through retirement and beyond?
Do you have enough money to maintain the lifestyle you want?
Are you maximising the flexible and tax efficient income options available to you?
Have you considered any unforeseen events and how they may impact your existing plan?

Choosing how to manage your money in later life is a highly personal choice. However, whatever stage you're at, whether you need to start planning, or need to review your existing planning, we can help you make the most of your retirement.

Planning Your Retirement

Implemen ting a successful retirement plan is about making the right decisions at the right time. We will discuss all of your options with you and present a suitable solution.

Already In or Approaching Retirement

If you are already in, or nearing retirement, getting the right support can make all the difference. You will receive specialist advice to help you understand all the options open to you.

Maximising Your Pension Fund

Getting the most out of your pension plans is a key component of your planning. We will consider everything from your annual allowance to maximising the reliefs available to you.

Employed

If you've spent most of your life working for different employers you could have pension pots all over the place - some you may have even forgotten. We can help you pull everything together, and construct a plan to fulfil your future needs.

Employer

Following pension legislation changes in 2012 and the introduction of Auto Enrolment, we work with employers and their members to implement the most appropriate solutions for all.

Self-Employed

When planning for the self-employed, a bespoke, personal approach is vital. We will work with you to establish a plan that focusses on your individual requirements and is as unique as you are.

Jacqueline Lee-Lis is an adviser with Julian Harris Financial Consultants, authorised & regulated by the Financial Conduct Authority, FCA No. 153566. Registered office: Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

The performance of your investments is subject to risk(s). Its performance may fluctuate based on movements in the market and economic condition(s). Capital at risk. Currency movements may also effect the value of investments. You may get back less than you originally invested. Past performance is not a reliable indicator of the future performance. Tax treatment is based on an individual's unique circumstances.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial Buy-To-Lets are not regulated by the FCA.

Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.

The FCA does not regulate the provision of advice for periodical payments, tax or trusts.

All content on this website is aimed at UK taxpayers or residents of MiFID countries (if applicable).

Decisions should not be taken based solely on the content of this website and individual advice should be sought first. Regulations, levels and bases of taxation are subject to change.

The firm is not responsible for the content of any external links.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

Jacqueline Lee-Lis LLB (Hons), APFS, EFP

jackie@leelis.co.uk